// GIG FINANCE

Side Hustle Income Tracker

Track all your income streams in one place. See your gross, tax estimate and real annual take-home.

YOUR INCOME STREAMS (MONTHLY)

COSTS & TAX

$
%
—
Gross Per Month
—
Gross Per Year
—
Tax Set-Aside / Year
—
Take-Home / Year

    Frequently Asked Questions

    How much tax should I set aside from side hustle income?
    In the US, 25%–30% is a safe rule of thumb because self-employment tax (15.3%) is added to income tax. In the UK, 20%–30% depending on your tax band (and the first £1,000 is tax-free under the trading allowance). In Canada, 20%–30% including CPP contributions. Use our Freelance Tax Estimator for a US-specific estimate.
    Do I need to report small side hustle income?
    Generally yes. In the US you must report self-employment income once net earnings reach $400. Payment apps and marketplaces also report to tax authorities in the US, UK and Canada above certain thresholds.
    What counts as a business cost?
    Costs you pay only to earn that income: supplies, software, platform fees, a share of phone or internet bills, and mileage for delivery work. Keep receipts.

    For educational purposes only — not financial, tax or legal advice. Results are estimates; check with a qualified professional before making major decisions.