// PERSONAL FINANCE
Savings Goal Calculator
Find out exactly how much to save per month to hit any financial goal by your target date.
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Total You Deposit
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Interest Earned
Frequently Asked Questions
Where should I keep money for a savings goal?
For goals under 3–5 years away, use a high-yield savings account (US), an easy-access savings account or Cash ISA (UK), or a high-interest savings account / TFSA (Canada). Avoid the stock market for short-term goals — it can drop right when you need the money.
What interest rate should I enter?
Use the APY (annual percentage yield) your savings account pays. If you are not sure, 3–4% is a reasonable estimate for high-yield accounts; enter 0 for a regular bank account.
How big should my emergency fund be?
Aim for 3 to 6 months of essential expenses. If your income is irregular (freelance, gig work), aim for 6 months or more.
For educational purposes only — not financial, tax or legal advice. Results are estimates; check with a qualified professional before making major decisions.